Privacy Policy

 Mosley Consulting LLC ("we," "us," or "our") provides financial consulting and advisory services to our clients. We are committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By engaging in our services or using our website, you agree to the practices described in this policy.

1. Information We Collect

We collect only the information necessary to provide our services and maintain our client relationships. This may include:

• Contact information, such as your name, email address, phone number, and mailing address
• Billing and payment information, such as invoicing details and payment method information (processed securely through third-party payment processors — we do not store full payment card numbers)
• Website usage information, such as pages visited, browser type, device information, and cookies (see Section 5)
• Any other information you voluntarily provide to us during our engagement

2. How We Use Your Information

We use the information we collect solely for legitimate business purposes, including to:

• Deliver, manage, and improve the services we provide to you
• Communicate with you about your account, projects, invoices, and service updates
• Process payments and maintain accurate business records
• Comply with legal, accounting, and regulatory requirements
• Maintain and improve the security and functionality of our website

3. We Do Not Sell Your Data

We do not sell, rent, or trade your personal information to third parties for marketing or any other purposes. Your information is never exchanged for money or other considerations. We share information only in the limited circumstances described in Section 4 below.

4. How We Share Information

We maintain strict confidentiality regarding client information. We may share your information only:

• With trusted service providers who perform services on our behalf (such as payment processors, hosting providers, or accounting software), and only to the extent necessary for them to perform those services
• When required to comply with a legal obligation, court order, or governmental request
• To protect the rights, property, or safety of our business, our clients, or others
• With your explicit consent, or as otherwise disclosed to you at the time of collection

Any third party with whom we share information is contractually obligated to protect it and use it only for the purpose for which it was shared.

5. Cookies and Website Usage Data

Our website may use cookies and similar tracking technologies to understand how visitors use our site and to improve your browsing experience. You can control or disable cookies through your browser settings; please note that some parts of our website may not function properly if cookies are disabled.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While no method of transmission or storage is completely secure, we are committed to promptly addressing any security concerns that arise.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this policy, including satisfying any legal, accounting, or reporting obligations. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

8. Your Rights and Choices

Depending on your location, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to legal or contractual retention requirements
• You may opt out of non-essential communications from us at any time

To exercise any of these rights, please contact us using the information in Section 11.

9. Third-Party Links

Our website or communications may contain links to third-party websites. We are not responsible for the privacy practices or content of those third-party sites and encourage you to review their privacy policies separately.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any updates will be posted on this page with a revised effective date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your information, please contact us at:

Mosley Consulting and Financial Services

615 S. Saginaw Street

Dmosley@mosleycfs.com

(810) 269-7650